Now this was the biggy. As part of my drive towards leaving work/cutting back hours, I need to be able to spend less money that I have been up until now. So it seemed appropriate to attempt this challenge. That is sticking to my budgeted spending of £200 per month. This is to include fiddle lessons (£12 per week), birthday presents, excursions, fripperies and booze!
Last year I didn’t manage to stick this figure once. Not once in the whole year. So it was definitely going to be a challenge. However, I rose to that challenge and surprised myself. My totals for the three months were £189.32, £175.68 and £202.91. Now, the purists amongst you would decry “You went over in March so you failed!” which on the face of it would be true. In reality, I took out some cash just in case I needed it just before the end of the month and I didn’t spend it. So although my account said it was gone, I still had it. A technicality yes but I’m pretty chuffed with myself! Within those three months I had Mark’s birthday, Albert’s birthday and got my hair coloured. I also bought 2 cross stitch samplers. So not too bad at all.
In addition to this, my credit card spending was down to virtually nil instead of the £100 which is budgeted. Not only that – the good habits seemed to have rubbed off. As of today, my spending is at £122 for the month! Just call me frugal 🙂